September 5th, Payday! Retirement category is only 10% of my paycheck. Whats up with that?
I'll tell you whats up. The Retirement saving deduction needs to be trimmed back. Plans are already in the works to eliminate saving for retirement entirely for the next month.
The honeymoon is on the horizon. In less then one month my beautiful bride and I will be jumping on the kangaroo airline bound for Australia's east coast. We have been saving diligently for eighteen months.
Plan is to bump up the trip related budget by a few dollars USD just in case. Building a little travel expense buffer should guard us against any travel related emergencies.
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One Budget to Rule Every Paycheck
Sorry, there is no one budget that is plug-and-play compatible from paycheck to paycheck. Even when it appears the budget is dialed in perfect, its not. Each budget in and of itself can be pretty great. Then throw it away at the end of the month. Or blog about it, like me, then move on to the next one.
The Secret to a Successful Budget
Tweaking and adjusting every budget is required. Pride in your budget can only take you to the water. Personal discipline is required to get yourself to drink the budget kool-aid. Be accountable to yourself.
Let me tell you about this paychecks perfect budget. Then let me tell you about all the things that are screwed up about this budget.
Whats the Plan
Like G.I. Joe says "Knowing is half the battle". Identifying whats right and wrong about the budget helps us move forward into the next paycheck with confidence. It would have been great to add in Christmas savings months ago but I'm not going to complain. I will just change my budget in the future.
When I hear people complain I hear these words in my head. I'm not helpless and neither are you. If you don't like something, change it.
I enjoy money and bacon.
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